Insurance Inspection Required

Part of our Home Inspecting services

Florida insurance companies require specific inspections to issue or renew homeowner policies. The 4-point inspection covers your roof, electrical, plumbing, and HVAC systems. A wind mitigation report can earn significant premium discounts by documenting your home's hurricane-resistant features.

Call 305-814-8175

Warning Signs

Insurance company requesting inspection for policy renewal
Buying a home and need insurance inspection
Policy cancelled and need inspection for new coverage
Seeking lower insurance premiums
Home is 25+ years old and changing insurers
Recently made improvements and want credit on policy
Lender requiring proof of insurability

Common Causes

Florida law allows insurers to require inspections on older homes
Insurance companies assessing risk before coverage
State-mandated wind mitigation discounts require documentation
Underwriters need current condition verification
Prior claims requiring reinspection

Why Immediate Action Matters

Insurance deadlines are typically firm—miss the inspection window and your policy may lapse. Having inspections completed promptly ensures continuous coverage. Wind mitigation reports can save hundreds of dollars annually on premiums, so delaying costs you money.

Our Approach to Insurance Inspection Required

We provide fast scheduling for 4-point inspections, wind mitigation reports, and roof certifications. Our detailed reports are accepted by all major Florida insurers. We can often bundle inspections to save you time and money. Reports are delivered digitally for easy submission to your insurance company.